Superannuation



Many retired Australians are covered by defined benefit schemes funded by their superannuation savings. These schemes were supposed to be very beneficial to retirees as… Read More ›

Did Retirees Lose Out When They Accepted Defined Benefit Schemes?

Media attention has revved up about the new 15 per cent tax on super, which brings tax on earnings for those with balances of more… Read More ›

Let’s Just Relax and Pass the Fair and Affordable Super Tax

Australian Prudential Regulation Authority (APRA) statistics indicate that most Australian retirees utilise an account-based pension (ABP) in the retirement phase of superannuation. An ABP allows… Read More ›

Incoherence in Age Pension Means Testing: A Potential Solution

The COVID-19 pandemic prompted governments worldwide to implement policies to mitigate the economic consequences of lockdowns and restrictions. One such policy by the Australian Government… Read More ›

The Impact of Early Withdrawal on Superannuation Balance at Retirement

It is not only the Productivity Commission that wants to see greater household engagement in superannuation. As the Commission’s 2018 report makes clear, active consumer… Read More ›

‘Don’t Play if You Can’t Win’: Does Disadvantage in the Super System Explain Low Levels of Engagement?

On 1 July, the age of eligibility for the Age Pension in Australia increased from 66.5 years to 67 years, completing a series of increases… Read More ›

Why the French Are Rebelling and Australians Aren’t

The debate over the Government’s plan to limit tax breaks for earnings on superannuation balances larger than $3 million was loud, disjointed, and unsophisticated. This… Read More ›

Budget Forum 2023: Straightening Out the Super Tax Breaks Debate

The Government proposed that individuals with superannuation account balances exceeding $3 million pay 30 per cent tax on their earnings in accumulation, while those with… Read More ›

The Proposed 30 Per Cent Superannuation Earnings Tax: Substantive Reform or Policy on the Run?

1 2 3 … 6
top